Harp 2.0, We Answer Confused Homeowners Questions

Harp 2.0, We Answer Confused Homeowners Questions

Harp 2.0 has confused homeowners seeking refinancing which have led to the outpour of question from our readers.  Below are some of the answers to the common questions our readers were asking about HARP 2.0 and refinancing. Am I required to refinance with the same lender I did my original loan? Under HARP 2.0, you’re…

As a Homeowner How Do I Know If I Qualify for HARP 2 Refinancing?

As a Homeowner How Do I Know If I Qualify for HARP 2 Refinancing?

There are new guidelines being released to qualify for HARP 2. YES.  And more people will qualify for HARP program than ever before. YES. The question remains…  “Will I qualify HARP 2?” Here is how you can begin to know…. Step 1: Who Owns My Loan? You need to know if your loan is owned…

Comparing Canada and United States Housing Finance Systems – Some Interesting Facts

Comparing Canada and United States Housing Finance Systems – Some Interesting Facts

Canadian government does not have a goal of increasing the rate of home ownership. Rather, they encourage the availability of housing across a variety of tenure types – home ownership, rental housing, supportive housing and transitional housing. The housing needs of low-income Canadians are addressed through government assistance programs. In the United States, federal policy…

HARP 2, Help For Homeowners Who Are Underwater: Interview with CEO Fred Glick of U S Loans Mortgage LLC, U S Spaces, Inc & and on the Board of Directors of NAIHP.org

HARP 2, Help For Homeowners Who Are Underwater: Interview with CEO Fred Glick of U S Loans Mortgage LLC, U S Spaces, Inc & and on the Board of Directors of NAIHP.org

Recently we had the opportunity to talk to Fred Glick about Harp 2 and underwater home owners it will benefit. Few would dispute that Fred takes it on himself to be one of the leaders in fighting and lobbying for a more ethical mortgage and real estate industries. A seasoned mortgage and real estate professional he manages…

NAIHP files formal complaint against Fannie/Freddie Regulator over HVCC Cover-up

NAIHP has filed a formal complaint with the Inspector General’s Office, alleging Fannie/Freddie and their regulator agreed to the terms of the Home Valuation Code of Conduct (HVCC) as part of a plea bargain like agreement to avoid further investigation by the New York Attorney General’s Office. In December of 2008,Fannie Mae, Freddie Mac and…