Latest Housing Industry News

Los Altos Real Estate

Real Estate Market Report for Los Altos, CA

Los Altos is one of the strongest real estate markets in Silicon Valley. It’s one of the most popular destination towns for both local and relocation clients, offering large lots, a rural feel, and one of the best school districts in the state.  Los Altos is one of the most expensive markets in … [Read More...]

Harp 2

HARP 2, Help For Homeowners Who Are Underwater: Interview with CEO Fred Glick of U S Loans Mortgage LLC, U S Spaces, Inc & and on the Board of Directors of NAIHP.org

Recently we had the opportunity to talk to Fred Glick about Harp 2 and underwater home owners it will benefit.Few would dispute that Fred takes it on himself to be one of the leaders in fighting and lobbying for a more ethical mortgage and real estate industries.A seasoned mortgage and … [Read More...]

Ethical Mortgage Broker

Ethics In the Mortgage Industry

Recently in an open discussion a mortgage broker I know  Fred Glick said, “I just had a wholesale mortgage lender call and tell me proudly that his company approves FHA loans a credit score as low as a 545.”“I explained to him that when people with such low credit ratings get these loans … [Read More...]

Latest Real Estate News

Consumer Beware – Dual Agency Greed Will Only Hurt the Seller. Make Sure Your Real Estate Representative Is Publicizing Your Home Listing.

There is a real estate brokerage firm in San Diego California that is following the lead of a couple of other firms that will not allow their real estate  listings to get posted on common listing sites such as MLS, Trulia, Zillow and Realtor.comBesides making accusations that home listings … [Read More...]

Mortgage Brokers Once Again We are Confused who NAMB Represents the Broker or their Pockets

Why are the National Assocation of Mortgage Brokers's (NAMB's) Mike Anderson and MBA's Dave Stevens talking at the NAMB convention?  … [Read More...]

Latest Mortgage News

How to Spot Mortgage Scams and Avoid Home Loan Fraud

It might not always be easy to spot mortgage scams. However, it can help to know some of the warning signs to look out for. Below are six red flags that might indicate you could be dealing with home loan fraud or mortgage scam: A company tries to pressure you to sign over the deed … [Read More...]

When Will the Mortgage Industy Start Revoking Licences – Second NAMB President Signs Consent Agreement with PA Department of Banking Bureau Compliance Investigation & Licencing for Violating and doing Unethical Loans

Current National Association of Mortgage Brokers (namb.org) President Michael D'Alonzo and his company, Creative Mortgage signed a consent agreement with the Commonwealth of Pennsylvania for violations of the Real Estate Settlement Procedures Act and the Pennsylvania Mortgage Licensing … [Read More...]

Real Estate Photos Which Should Be Retaken

Raiders & Postboxes are Big Real Estate Selling Points

Was the Realtor scared to ask the raiders fans to take down their classy banner? Or did the Realtor feel if the focus is on the postbox people will miss the Raiders banner? Maybe he wanted to point out the class of the neighborhood, show potential buyers it is such a safe neighborhood they get mail … [Read More...]